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A brokerage with its own lending arm, which often lets it undercut the big banks on straightforward deals.
The bottom line
A brokerage with its own lending arm, which often lets it undercut the big banks on straightforward deals.
Rate types
FIXED, VARIABLE
Min. down payment
5%
Max amortization
30 years
A digital-first lender whose low-rate guarantee makes it a strong benchmark to shop against.
Rate types
FIXED, VARIABLE
Min. down payment
5%
Max amortization
30 years
A big-bank option worth it if you want everything under one roof, and you're willing to negotiate the posted rate down.