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Credit cards · Calculators

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We may receive compensation when an active issuer partnership is disclosed. Compensation does not change the SCFinance comparison score, our picks, or where a card ranks. Read our full disclosure.

Balance Transfer Calculator

Estimate whether a lower-rate balance transfer could reduce your interest costs after fees.

Estimated savings during the promo period

$967.54

Transfer fee

$150

Balance after 18 months

$0

Compares the same monthly payment on both cards, with the transfer fee added up front. Purchases, missed-payment penalties and the post-promotion rate are not included.

For education only. Estimates aren't financial advice or a quote.