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Best Home Insurance in Canada

By SCFinance Data Team · edited by SCFinance Editorial TeamUpdated Aug 15, 2026 Fact checkedEditorial integrity

Home insurance isn't legally required in Canada, but your mortgage lender will insist on it.

Compare at a glance

ProviderRatingCoverage linesProvincesQuotes online

4.6/5

Best for Customizable coverage

3 types5 licensedYesRead review

4.4/5

Best for Full-service claims

4 types6 licensedThrough a brokerRead review

Our picks

Showing 2 results

Our pick for: Customizable coverage

Square One Insurance

SCFinance score4.6

Coverage lines

3 types

Provinces

5 licensed

Quotes online

Yes

Details
Lines
Home, tenant, condo
Quotes
Online
What you get
  • Choose exactly the coverages you want
  • Online quote and purchase
Our take

You pick each coverage individually, so you're not paying for protection you don't need.

Read our full review

Our pick for: Full-service claims

Intact Insurance

SCFinance score4.4

Coverage lines

4 types

Provinces

6 licensed

Quotes online

Through a broker

Details
Lines
Auto, home, tenant, business
Sold via
Brokers
What you get
  • Home, auto and business coverage
  • 24/7 claims service
Our take

Canada's largest property and casualty insurer, with broad coverage options and a deep broker network.

Read our full review