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Credit cards · Calculators

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We may receive compensation when an active issuer partnership is disclosed. Compensation does not change the SCFinance comparison score, our picks, or where a card ranks. Read our full disclosure.

Credit Card Interest Calculator

Enter your balance, annual interest rate and payment to estimate interest and payoff time.

Interest this month

$100

At $250/month you'd be debt-free in

2y 2mo

paying $1,449.36 in total interest.

A lower-rate or promotional balance transfer may reduce interest while you pay the balance down. Include transfer fees in the comparison.

For education only. Estimates aren't financial advice or a quote.