Loans
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Personal loan APRs in Canada range enormously, from single digits for excellent credit to the high forties for borrowers rebuilding.
| Provider | Rating | Est. APR | Loan amount | Term | |
|---|---|---|---|---|---|
3.9/5 Best for Fast online funding | 9.90% - 46.96% | $500 - $35,000 | 1 to 5 years | Read review | |
4.0/5 Best for Fair credit and secured options | 19.99% - 39.99% | $500 - $50,000 | 1 to 10 years | Read review | |
3.7/5 Best for Rebuilding credit | 17.99% - 46.96% | $500 - $35,000 | 1 to 5 years | Read review |
Our picks
Showing 3 results
Our pick for: Fast online funding
Est. APR
9.90% - 46.96%
Loan amount
$500 - $35,000
Term
1 to 5 years
Quick decisions, next-day funding, and a 100-day money-back guarantee that's genuinely unusual.
The downside: The top of its APR range is very high.
Our pick for: Fair credit and secured options
Est. APR
19.99% - 39.99%
Loan amount
$500 - $50,000
Term
1 to 10 years
One of the few lenders where a secured option meaningfully drops the rate for homeowners.
Our pick for: Rebuilding credit
Est. APR
17.99% - 46.96%
Loan amount
$500 - $35,000
Term
1 to 5 years
Geared to credit rebuilding, with a stepped program that can lead to a lower-rate loan over time.
Prequalifying with these lenders uses a soft credit check, which doesn't affect your score. A hard check happens only when you formally apply.